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Are insurers biased against motorcycle riders after an accident?

On Behalf of | Feb 10, 2022 | Motor Vehicle Accidents |

As a motorcycle enthusiast, you love the freedom and adventure of the open road, and you take great pleasure in a long ride on a beautiful day.

However, because other drivers often fail to look out for you on the motorways, you must remain diligent and defensive to stay safe. Unfortunately, accidents are inevitable.

Common injuries to motorcyclists involved in auto accidents

A motorcycle rider who is fully clad in personal protective equipment including a helmet, leather gloves and boots still has much less structural protection than a driver of a fully enclosed vehicle. Therefore, even when involved in a minor collision, a motorcyclist is at risk for serious injury. Some of the most common wounds include:

  • Facial scarring/disfigurement
  • Road rash and lacerations
  • Traumatic brain injury
  • Soft-tissue injuries
  • Spinal cord injuries
  • Broken bones or lost limbs

Reasons insurance companies deny motorcyclists’ claims

Sadly, there is a social perception that bikers are reckless and rebellious outlaws. Because of this, insurance companies tend to assume that an accident involving a motorcycle must be the fault of the rider. Many insurers will outright deny claims by motorcyclists. Others will attempt to shift a portion of the blame onto the bike operator in order to reduce settlement offers. As an injured motorist, you may struggle to communicate effectively with biased representatives for much longer than you should.

You are a safe motorcycle rider with a clean driving record, and you are not at fault for the crash that caused you pain and suffering. You deserve fair compensation for your personal injury claims.

Steven I. Goldman

Protecting the rights of people across Georgia since 1986.

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