Suffering an on-the-job injury is a big deal, as it can impact your ability to work in the future. This doesn't even take into consideration the pain and suffering, which will impact you in almost every other aspect of your life.
From your perspective, it's easy to assume your workers' compensation claim is cut and dried. However, there are several things that can lead to a workers' compensation claim denial, including the following:
- You did not file the claim in time: Don't waste any time filing your claim with the appropriate party. In Georgia, for example, you have one year from the date of the accident to file a claim.
- You did not report the injury: You have to report the accident and injury to your employer. Again, it's best to do this soon after the injury.
- Your employer raises a dispute: Since a claim will impact their workers' compensation premium, they may fight back. A common defense among employers is stating that you were not injured at work.
- You neglected to receive medical treatment: This mistake can cost you workers' compensation benefits. It can also result in additional bodily harm.
There are other reasons why you could receive a workers' compensation denial letter, but these are among the most common.
If this happens, the next step in the process is to file an appeal. Go through the steps outlined in your denial letter to ensure that you give yourself the best chance of having the initial decision overturned.
Your knowledge of the workers' compensation system and your legal rights can help you receive the money you deserve.