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Workplace accidents and wage replacement benefits

One of the most important benefits provided by the Georgia workers' compensation program is the possibility of wage replacement. For some workers who are so severely injured that they can't perform their job duties, they can ask for aid to help cover their lost wages. There are four primary forms of wage replacement under Georgia's workers' compensation law:

Temporary total disability

An employee who suffers a work injury that leaves him or her completely unable to perform his or her job duties can receive temporary total disability benefits, which amounts to two-thirds of his or her average weekly pay when the injury happened with specific limitations. If it was not a catastrophic injury, then the limit for these benefits is 400 weeks. A catastrophic injury results in unlimited benefits.

Temporary partial disability benefits

This benefit is also two-thirds the income up to a certain limit, and the worker can receive the pay for as long as 350 weeks.

Permanent partial disability benefits

This benefit pays the worker permanent and regular compensation at a certain amount of money -- determined by a qualified treating physician according to a special pay scale

Death benefits

When a worker dies due to a job-related illness or injury, family members can receive money in the form of death benefits if they are eligible dependents.

If you are concerned about what kinds of benefits you can receive under the Georgia workers' compensation system, you might want to investigate the law as it applies to your work-related accident, illness or injuries to ensure that you're getting the maximum amount of benefits available.

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